Let the bank pre-approve your dream property
Are you thinking of buying property in Denmark or are you already in the market ready to buy?
As soon as you have started the process of finding your new home, being financial approved in a bank in advance, is always a good idea. Especially because the properties are sold very fast and there are many buyers in the market.
It is important to find the right bank and the right financial solution and we are always ready to start the procedure for you right away.
No matter where you are in the process, we will take care of:
A thorough look through your finances.
Give you a clear idea of which price range of properties you can start looking for.
Start the dialogue with our bank connections, finding the right solution for you.
Making sure you get the best interest rates on bank loans and negotiating the fees.
Having the dialogue with the estate agent.
Making sure the approval is in place when the contract on the property is signed.
Cooperate with your solicitor.
We will be your loyal and confidential partner through the process and will offer our help with the TAX registration after the property buy has been finalized.
Please contact either Inge-Merete, Janne, Jan or Ole for a free meeting with no obligations.
In Konsilium21 we are 100% independent financial advisors working toward finding the best possible solution for our customers.
Through many years I have worked in Banks and Mortgage Companies.
I have very strong skills within property buying and the financing of this and as I have lived and worked in the UK for more than 10 years, I speak and write English fluently.
Around 40 years, I have been an advisor for both customers in Denmark's largest banks and mortgage credit institutions.
My focus is solely on looking after your interests and regardless of what stage of life you are in, I can advise and help you.
I have worked as a financial advisor for more than 20 years - some of them in large Danish Banks in Copenhagen.
I have helped many families into their dream home and at the same time helped them optimizing their daily finances.
I am originally educated in banking with a subsequent HA (law.) and Cand. jur. with appointment as a lawyer.
I offer you a holistic approach to financial advice and look forward to helping you with financial challenges - big or small.
Trustpilot recommendations
We have received the highest recommendations on Trustpilot.
She has our highest praise and recommendation!
“If you are looking for assistance in getting a bank approval for buying a house, look no further! Inge-Merete provided excellent support and service to our family in our recent home purchase. She was timely, always professional, and supportive with the process and our challenges. We would have been lost without her. She has our highest praise and recommendation!”
It actually matters
Independent advice
We are impartial and only work for you. We do not get paid to refer you to a particular bank. When you contact a bank, you might not have the knowledge of their products or their terms or fees. We know the bank's products and act only on your interests.
As with all other tasks in Konsilium21, we are completely independent. We don't get any return commission from the financial institutions for introducing you as a new client.
No-cure-no-pay
A no-cure-no-pay agreement means that you don’t have to pay us anything if we don’t find the agreed solution for you. We believe in ourselves, know the possibilities and can almost always solve the challenge of finding financing for your new property. That’s why we dare to offer no-cure-no-pay agreement to all private customers.
And that’s why you safely can ask us to find a loan for you, even if you have experienced rejection elsewhere. If we don't succeed, you don’t pay us anything.
First meeting is free
At our first meeting, we will review your finances. We will assess what's possible. And we will also tell you if your dreams don’t add up with your finances right now. It doesn't happen very often, but sometimes it does. After the meeting, we start contacting the banks. This takes the pressure of having to call around and arrange meetings off your shoulders, and the risk of being rejected as well.
Be aware that we are not bound to use any certain banks or mortgage companies – we work with them all.
The process of buying
At no time you will be left on you own. We are here to help you with the entire purchase process, from start to finish, including:
Budget and overview.
Asking the banks for offers on financing
Having the dialogue and negotiation with the banks and mortgage companies.
Going through all documents.
Fast process
When buying a property, it often has to go fast, and it may seem impossible to be approved to borrow in a short time for a deal to go through.
We use our experience in credit assessing, our contacts and knowledge of the banks' products and policies and can help you obtain financing in a short time.